Howie has worked in the insurance and financial services business for 29 years. He started out as an insurance brokerage assistant processing life insurance applications, and today serves clients in all stages of life with comprehensive financial planning. As a third-generation, self-employed business owner, he has a particular interest in working with entrepreneurs and other business owners.
Through his work experience and educational training, Howie obtained significant knowledge of the use of life insurance in wealth creation, income planning, family risk management, estate planning, deferred compensation, executive benefits and many other conceptual uses. He has exceptional insight in areas of investments, pension plans, and long-term care and disability insurance - skills he developed while working at insurance companies, Wall Street brokerage firms, and pension and estate planning firms. Howie routinely attends seminars, educational events and maintains his Chartered Life Underwriter (CLU) designation. He is licensed to sell life, health, and variable annuity insurance products, and has earned many securities industry exams. To see a list of them, click here.
Howie lives in Frelinghuysen, NJ, with his partner, Carlos, and their son, Elijah. For fun, they breed and show purebred Bedlington Terriers and Salukis. He is a board member of the Bedlington Terrier Club of America and the Garden State Saluki Club. He also serves as board President of New Jersey Aids Services, Inc.